Compliance
Where I stand
A lot of money in CS2 skins has run through gray-zone gambling sites. I built fy_nance to be the opposite of that: a boring, legal, finance-grade tool. Here is exactly where I stand, in plain terms.
I am a US company
fy_nance is a Delaware C-corp, operated from the United States. I am not offshore, not anonymous, and not structured to dodge a jurisdiction. If you can read this, you can find who is behind it: me, Joe.
No randomness, no house
fy_nance has no case openings, no coin flips, no jackpots, no loot boxes, and no wagering of any kind. There is no random reward mechanism anywhere in the product, so there is nothing here that a gambling regulator regulates. Every number you see is computed deterministically from market data. Run the same inputs twice and you get the same answer twice.
I never take custody of your skins
Your items stay in your Steam account. fy_nance reads public inventory data and prices it. I never hold, escrow, pledge, or trade your skins, and I never ask you to deposit them anywhere. There is no custodial honeypot here, because there is no custody.
An audited, public method
The valuation is not a black box. The realizable number is the live cross-market price, net of each venue fee, the liquidity discount, and float repricing, and the product shows that breakdown line by line. The fair-value oracle is a volume-weighted median across venues with outlier rejection, written up in the open in my research. If a number cannot show its work, it does not ship.
Transparent pricing
fy_nance is a straightforward subscription. There is no spread I skim, no payment for order flow, no hidden take on your trades. You pay for the tool, you keep your money, and the price is on the pricing page.
Honest disclosures
If I ever link to a marketplace or a service and earn a referral fee, I will say so plainly, in line with FTC guidance on affiliate disclosure. I would rather lose the click than mislead you about why a link is there.
Tax output you can actually file
The point of all this is the document at the end: a real IRS Form 8949 and Schedule D, computed from lot-level cost basis with the holding period dated. It is general information, not tax advice, and you should run it by a CPA, but it is built to be filed, not screenshotted.
Questions about any of this? I read every email. Reach me through the site.